| Is Foreclosure Or Short Sale The End - Or Is There More?! |
| A short sale or foreclosure may not be the end of your debt. Banks & Mortgage Companies may come after homeowners for balance between sales price and balance of debt. Get it in writing that your debt is released! |
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| TAX BREAKS FOR 2009 TAXES THAT MAY EASE YOUR BURDEN! |
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| Record Number Of Foreclosures Still To Hit The Market |
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| Insurers Profit From Flood Insurance |
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| Predictions for Real Estate in 2010 |
| Some good news, some not so good news about the Real Estate Market for 2010. |
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| Housing Outlook for 2010 |
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| New Stimulus Incentives Promoted by President Obama |
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| Loan Modifications Urged to Improve/Increase |
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| Checking How Your Credit Score Is Computed |
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| Story on Abusive Mortgage Lending |
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| Latest Numbers As Foreclosure Areas Shift |
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| Peak For Unemployement & Foreclosures Predicted for 2010 |
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| Foreclosure Numbers for 3rd Quarter, 2009 are up |
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| Foreclosured Properties Increasing on the Auction Block |
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| New Wave of Foreclousres Set to Hit the Market |
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| FHA May Need A Bailout |
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| Are Distressed Homes Worth It? |
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| Look Who Now Has Federal Funds For Mortgage Modifications! Oh my! |
| Several mortgage companies w/bad records now have been given federal funds to modify loans. Why?! |
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| Government Agency Hires Company To Go Door To Door |
| Freddie Mac hires agency to go door to door to homeowners behind on their mortgage - offering loan modification. |
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| MAJOR MUST READ IF YOU ARE FACING FORECLOSURE! HELP MAY BE HERE! |
| Now is the time to talk to an Attorney about this story. "Produce The Note" may give homeowners in danger of foreclosure the ability to keep their homes. Please pass this information on! |
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| A Flood of Foreclosures Are About to Hit our Market - Then What?! |
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| Important Information When Considering Bankruptcy |
| Update on filing for Bankruptcy & how it effects your credit card debt. |
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| Loan Modifications May Be In Trouble |
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| Report on Alabama's Homeowners' Insurance Crisis |
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| Report from Florida Supreme Court Task Force on Residential Foreclosures |
| One recommendation is to establish a website to inform people about the process of foreclosure and the help available. Well, here we are! |
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| Free SafeLink Cell Phone & Service - Do You Qualify?! |
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| Have You Fallen And Need Inspiration To Get Back UP? |
| Nick Vujicic's inspirational speech will give you renewed hope that you can survive! |
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| Job Clubs - Newest Way To Help Find A Job |
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| Legal Aid Help in Alabama |
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| Report on Banks loan modification numbers |
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| Read the book: Innocent Victims (Credit Info) |
| Regina Littles explains how credit works & how to keep from being an victim. A MUST READ! Now on sale at Barnes & Noble. |
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| Plan To Keep Forclosed On As Renters - Proposed Bill |
| This is a win/win for all involved. The owners will be given the option to rent at fair market values, creating less vacancies. |
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| State Farm Insurance Rate Hikes Denied in Florida |
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| Solutions to Homeowners Insurance Crisis Discussed at Multi-State Forum |
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| Feeding America |
| Assistance in locating your local Food Bank. |
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| Catholic Charities Helping Baldwin County Poor |
| The "Neighbor Helping Neighbor Program" |
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| President Obama's New Steps To Help The Housing Market |
| July 3, 2009 - New updates to help qualify more homebuyers for loan modification. |
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| How Long Will A Foreclosure, Short Sale or Bankruptcy Affect Your Credit? |
| Facts on how and how long a foreclosure or short sale affect credit. |
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| Baldwin County's Family Promise Program Benefit Planned |
| Supporters raising money for homeless shelter in Baldwin County, AL. |
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| Bill Will Hurt Foreclosure Victims From Owning A Home |
| This bill has already passed the House and is in consideration by the Senate. For families like mine, victims of foreclosure, owner financing will be our only option to buy a home for up to 7 years. If this bill passes, investors will be limited to the number of owner financing properties they are able to provide to families like mine. We will be forced to rent for years! |
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| Help Available For Baldwin County Homeless - Numbers on the Rise |
| Homeless Task Force of Baldwin County apply for grant for additional funds to help people avoid eviction & stay in their homes. Numbers are on the rise due to job loss, pay cuts, unemployement benefits reduced, etc. If you need help, contact us by clicking Here |
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| HUD Approved Non-profit Agency Helps Modify Home Loans |
| Help for the Birmingham, AL area. Call 205-591-7500 Call your local HUD office for the office closest to you. |
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| Mortgage Forgiveness Debt Relief Act - Know The Facts |
| Know your rights and obligations when dealing with tax issues caused by foreclosure and short sale. |
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| Beach Pool Insurance Rates (of last resort) going up. |
| Rates going up in some areas, not in others. |
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| Projected Foreclosure Numbers for 2009 |
| We have to find a way to stop the increasing foreclosures! |
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| Homeowners' Insurance Crisis Worsening |
| Fox 10 News update on the Homeowners' Insurance Crisis. |
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| Homeowners Insurance Cost In Coastal Alabama Still Major Concern |
| Senator Pittman, Representatives Davis, Faust, McMillian, Baker and Shiver meet w/Baldwin County United to discuss the most urgent concerns for Baldwin County Residents. |
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| Another Group Fighting For Fair Homeowners' Insurance Rates |
| We are NOT alone in our fight to bring down Homeowners' Insurance Rates. Check out this group! |
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| Blogtalkradio Show #2 Homeowners Crisis Help |
| Information on assistance when trying to prevent or stall foreclosure, assistance information to help you survive the recession, find affordable food, affordable housing, low cost medical care, discount shopping, and much more! |
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| Check Out Our Need Help Page for Assistance Information |
| We have assistance information on help feeding your family, finding affordable housing, low cost medical care, discount shopping and much more! |
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| Fox 10 News Story On Our Website: Help Stop Foreclosure |
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| Alabama Lawyers Helping Homeowners Facing Foreclosure |
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| Utube Ad |
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| Produce The Note Stradegy To Stop Foreclosure |
| Article to inform you on how to try and stop foreclosure by demanding the bank/mortgage company to "Produce The Note".
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| ' target='_blank'>Updated Weather Forecast for Baldwin County, AL |
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| 11 Ways To Earn Extra Cash |
| Article on Yahoo! Finance with helpful ways to earn extra money. |
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| Who is Buying Real Estate & What Did They Buy in 2008? |
| Who was the “Average Buyer” of Vacation Property in 2008? The average age of a vacation home buyer was 46 years old. They purchased a property that was generally 316 miles from their primary residence. Their median household income was $97,200.
Who was the “Average" Investment Home Buyer in 2008? The average age of an investment buyer was 47. They earned a median income of about $85,000 and purchased investment property nearby their primary residence. The median distance for an investment purchase was 19 miles from their home.
What type of Property was purchased for a Vacation Home? 70 percent were detached, single family residences; 18 percent were condo’s; 5 percent town or row houses; 7 percent other.
Types of Property Purchased for Investment: 64 percent were detached single family homes; 22 percent condos; 8 percent town or row houses; 6 percent other.
Where did Vacation Home Buyers Shop? 26 percent bought in small towns; 23 percent rural areas; 23 percent resorts; 20 percent suburbs; 8 percent cities or urban areas.
Where did Investment Buyers Shop? 28 percent purchased in the suburbs; 20 percent in a city or urban area; 23 percent rural area; 8 percent in a small town; 6 percent in resort areas.
So far, the year of 2009 looks like we will have an increase in Second Home Buyers - because of the great deals and the terrific financing available. Add your property to our advertised listings - as of January 1st, 2009, we have received over 114,000 hits on our website! |
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Free Grant Money Available to Help Home Buyers!
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| That's right! Grant money available to help Buyers purchase a home with downpayment and closing costs assistance! Programs designed to spur on home purchases. Limited amount of money available - so don't wait! Call Deborah Benton - 251-747-2636 for more information. |
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HOW LONG DOES A LOAN MODIFICATION TAKE?
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| Excellent article on the process of a Loan Modification. |
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How to Report Neglected Foreclosed Homes In Your Neighborhood
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JUST ANNOUNCED - 105% FINANCING - PRIMARY OR 2ND HOME, INVESTMENT!
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| If you can answer yes to the questions below, you are eligible for 105% Loan to Value refinance at today's low rates.
1. Current loan is a Fannie Mae or Freddie Mac loan.
2. My first mortgage is a 105% or less than the current appraised value and I don't want any cash out.
3. I am current on my mortgage.
4. My current income can support the new payment.
5. The refinance will improve my long term stability.
Contact Karen Llewellyn/Mortgage Banker - Gulf Shores Mortgage @251-228-0117. |
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$500,000 Homes Selling for $200,000!
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AL House Senate Committee Pass HOI Bills
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| Alabama's Banking & Insurance Committee pass two bills to help ease the cost of coastal homeowners insurance. How will they help? |
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ADVERTISE YOUR PROPERTY FOR $1.00!
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| Search our Distressed & Storm Damaged Properties, or advertise your property for $1.00! Advertisement includes a link to your website w/certain restrictions. We are a secure website, dedicated to helping you save your home from foreclosure or short sale, provide you with the information you need to survive the recession - and if all else fails, provide a website where Investors/Buyers can find your property for a quick sale. Our goals are to provide information, help and HOPE! |
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ATTORNEYS FIGHTING FORECLOSURES IN FLORIDA
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| Today Show story on 50 Attorneys in Miami donating a day to review homeowners mortgages to stop foreclosures. |
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Homeowners Hurricane Insurance Crisis
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| If you are concerned about your Homeowners Insurance Rate HIKES - please visit this website for updates on the progress to fight back! |
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AIUA
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| One of the biggest issues homeowners in Baldwin and South Mobile Counties are currently facing is the price for wind/hail coverage. Many homeowners are receiving "Non-Renewal Notices" from their current Insurance companies. One alternative is to get a quote from AIUA - Alabama Beach Pool Insurance Information. I've provided the link. |
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| Realtor Creates Website To Help Others |
| News story on website: RealEstateAgentsArePeople2, also known as HomeownersCrisis.com |
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NEWS STORY ON HOMEOWNERS' FINANCIAL CRISIS DAY
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| The Homeowners' Financial Crisis Day on Saturday, March 14th News Report. |
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| Check Out Distressed Sales & Storm Damaged Properties |
| Search our currently listed distressed sales and storm damaged properties, or list properties of your own. |
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