RealEstateAgentsArePeople2.com is now also known as HomeownersCrisis.com

Welcome to the NEW

Real Estate Agents Are People 2

website

Terms of use agreement - follow this link to view

Our Mission
The income we produce with our website will be used to help fund local food banks, help with providing housing for those who are losing their homes, get the assistance information to those in need and much more! In order to achieve this goal, we need your help. Tell your friends & family about our website, spread the word across the country. As the hits on our site increase, so will the income we can produce with our advertisements. We are in the process of setting up a non-profit organization to help fund these needs. We are NOT here to make money off those we are trying to help. Our website was created to provide information, inspiration, help and hope to those in need. Please help us help others!

About Us - explanation on how and why this website was created.

Need Help - section created to provide information on how to: Survive the Recession, Fight Foreclosure, Find Legal Help, Counseling, Feed Your Family, Find Affordable Housing, Find Low Cost Medical Care, Discount Shopping & Coupon Sites, Gardening, Freebies and Much More!

Information - section w/details on the process of Foreclosure, Bankruptcy, and Short Sale for all states.

Questions? - You can send me Real Estate related questions - and review my answers. Names will not be included. (I am not an Attorney, Credit Counselor, Accountant - I am a Realtor who can try to help you find the place to go to hopefully find the answers You Need and use what I have learned over the past 14+ years as a Real Estate Agent).

Prayer Request - You can request to be included on Prayer lists - and find support & solace.

Miracles - your Miracle Stories sent to me, to be posted to help inspire others. Names will not be included.

Anecdotes - your funny, sweet stories about Real Estate related incidents - and your Pay It Forward stories - again to be posted to remind people that there is a reason to smile. Names will not be included.

Sound Off - your opportunity to tell how you really feel about Real Estate related issues (cost of Homeowners' Insurance, etc.) Names will not be included.

Gallery - photos taken by my photographer husband, from our travels. An opportunity to remember just how beautiful our country really is - and my way of thanking my husband for all the work he has done to help me create this website.

Pitstop - hopefully we will have a Real Estate Agent from every county in the U.S. send us photos/videos of their favorite location in Their County, and to remind us that we may only be steps away from a wonderful site/experience.

Add Properties - ability for Owners/Agents/Lien Holders to add their Distressed or Storm Damaged Property - to sell - for $1.00 per property. Ads will run for 90 days/w 8 photos, w/link provided to your website w/some restrictions. If you have multiple Distressed Properties (Short Sale, Foreclosure, Must Sell, Make Offer, etc.) or Storm Damaged Properties, you are required to add all similar properties to gain the link to your website. Linked website must meet Timeless LLC's standards - see our Homepage Terms of Use Agreement.

Search Properties: - look for the best Real Estate deals in the country.

Auctions - Information about scheduled Real Estate Auctions across the country. You can add your property to be Auctioned for $5/per property. Your ad runs for 31 days: post your Auction information 30 days before scheduled Auction and 1 day following Auction to post the results. Ad includes 8 photos w/link to your website, again following our Homepage Terms of Use Agreement for Timeless LLC - and you are required to post all your Auctions if you have multiple properties to be Auctioned off in order to have the link to your website.

Our website is Secure - you can use Pay Pal Pro for payments for your ads - with many secure options on how to pay.

Our goals are to provide Information, Inspiration, Help and Hope to those in Need, as well as to help you sell your Distressed, Storm Damaged or Auctioned Property as quickly as possible. Information is Power - And Hope!

Deborah Benton, Realtor
President, Timeless LLC

 

Regina Littles, Innocent Victims
Purchase "Innocent Victims", written by: Regina Littles

Knockout Pest Control

Habitat for Humanity of Baldwin County
The Habitat ReStore sells donations of new and used building materials,
appliances, furniture, lighting and household items to the public.  The store
is open to the public and is open Monday through Saturday, 9 - 5.
http://www.baldwinhabitat.org/

 

 

Latest News
Is Foreclosure Or Short Sale The End - Or Is There More?!
A short sale or foreclosure may not be the end of your debt. Banks & Mortgage Companies may come after homeowners for balance between sales price and balance of debt. Get it in writing that your debt is released!

TAX BREAKS FOR 2009 TAXES THAT MAY EASE YOUR BURDEN!

Record Number Of Foreclosures Still To Hit The Market

Insurers Profit From Flood Insurance

Predictions for Real Estate in 2010
Some good news, some not so good news about the Real Estate Market for 2010.

Housing Outlook for 2010

New Stimulus Incentives Promoted by President Obama

Loan Modifications Urged to Improve/Increase

Checking How Your Credit Score Is Computed

Story on Abusive Mortgage Lending

Latest Numbers As Foreclosure Areas Shift

Peak For Unemployement & Foreclosures Predicted for 2010

Foreclosure Numbers for 3rd Quarter, 2009 are up

Foreclosured Properties Increasing on the Auction Block

New Wave of Foreclousres Set to Hit the Market

FHA May Need A Bailout

Are Distressed Homes Worth It?

Look Who Now Has Federal Funds For Mortgage Modifications! Oh my!
Several mortgage companies w/bad records now have been given federal funds to modify loans. Why?!

Government Agency Hires Company To Go Door To Door
Freddie Mac hires agency to go door to door to homeowners behind on their mortgage - offering loan modification.

MAJOR MUST READ IF YOU ARE FACING FORECLOSURE! HELP MAY BE HERE!
Now is the time to talk to an Attorney about this story. "Produce The Note" may give homeowners in danger of foreclosure the ability to keep their homes. Please pass this information on!

A Flood of Foreclosures Are About to Hit our Market - Then What?!

Important Information When Considering Bankruptcy
Update on filing for Bankruptcy & how it effects your credit card debt.

Loan Modifications May Be In Trouble

Report on Alabama's Homeowners' Insurance Crisis

Report from Florida Supreme Court Task Force on Residential Foreclosures
One recommendation is to establish a website to inform people about the process of foreclosure and the help available. Well, here we are!

Free SafeLink Cell Phone & Service - Do You Qualify?!

Have You Fallen And Need Inspiration To Get Back UP?
Nick Vujicic's inspirational speech will give you renewed hope that you can survive!

Job Clubs - Newest Way To Help Find A Job

Legal Aid Help in Alabama

Report on Banks loan modification numbers

Read the book: Innocent Victims (Credit Info)
Regina Littles explains how credit works & how to keep from being an victim. A MUST READ! Now on sale at Barnes & Noble.

Plan To Keep Forclosed On As Renters - Proposed Bill
This is a win/win for all involved. The owners will be given the option to rent at fair market values, creating less vacancies.

State Farm Insurance Rate Hikes Denied in Florida

Solutions to Homeowners Insurance Crisis Discussed at Multi-State Forum

Feeding America
Assistance in locating your local Food Bank.

Catholic Charities Helping Baldwin County Poor
The "Neighbor Helping Neighbor Program"

President Obama's New Steps To Help The Housing Market
July 3, 2009 - New updates to help qualify more homebuyers for loan modification.

How Long Will A Foreclosure, Short Sale or Bankruptcy Affect Your Credit?
Facts on how and how long a foreclosure or short sale affect credit.

Baldwin County's Family Promise Program Benefit Planned
Supporters raising money for homeless shelter in Baldwin County, AL.

Bill Will Hurt Foreclosure Victims From Owning A Home
This bill has already passed the House and is in consideration by the Senate. For families like mine, victims of foreclosure, owner financing will be our only option to buy a home for up to 7 years. If this bill passes, investors will be limited to the number of owner financing properties they are able to provide to families like mine. We will be forced to rent for years!

Help Available For Baldwin County Homeless - Numbers on the Rise
Homeless Task Force of Baldwin County apply for grant for additional funds to help people avoid eviction & stay in their homes. Numbers are on the rise due to job loss, pay cuts, unemployement benefits reduced, etc. If you need help, contact us by clicking Here

HUD Approved Non-profit Agency Helps Modify Home Loans
Help for the Birmingham, AL area. Call 205-591-7500 Call your local HUD office for the office closest to you.

Mortgage Forgiveness Debt Relief Act - Know The Facts
Know your rights and obligations when dealing with tax issues caused by foreclosure and short sale.

Beach Pool Insurance Rates (of last resort) going up.
Rates going up in some areas, not in others.

Projected Foreclosure Numbers for 2009
We have to find a way to stop the increasing foreclosures!

Homeowners' Insurance Crisis Worsening
Fox 10 News update on the Homeowners' Insurance Crisis.

Homeowners Insurance Cost In Coastal Alabama Still Major Concern
Senator Pittman, Representatives Davis, Faust, McMillian, Baker and Shiver meet w/Baldwin County United to discuss the most urgent concerns for Baldwin County Residents.

Another Group Fighting For Fair Homeowners' Insurance Rates
We are NOT alone in our fight to bring down Homeowners' Insurance Rates. Check out this group!

Blogtalkradio Show #2 Homeowners Crisis Help
Information on assistance when trying to prevent or stall foreclosure, assistance information to help you survive the recession, find affordable food, affordable housing, low cost medical care, discount shopping, and much more!

Check Out Our Need Help Page for Assistance Information
We have assistance information on help feeding your family, finding affordable housing, low cost medical care, discount shopping and much more!

Fox 10 News Story On Our Website: Help Stop Foreclosure

Alabama Lawyers Helping Homeowners Facing Foreclosure

Utube Ad

Produce The Note Stradegy To Stop Foreclosure
Article to inform you on how to try and stop foreclosure by demanding the bank/mortgage company to "Produce The Note".

' target='_blank'>Updated Weather Forecast for Baldwin County, AL

11 Ways To Earn Extra Cash
Article on Yahoo! Finance with helpful ways to earn extra money.

Who is Buying Real Estate & What Did They Buy in 2008?
Who was the “Average Buyer” of Vacation Property in 2008? The average age of a vacation home buyer was 46 years old. They purchased a property that was generally 316 miles from their primary residence. Their median household income was $97,200. Who was the “Average" Investment Home Buyer in 2008? The average age of an investment buyer was 47. They earned a median income of about $85,000 and purchased investment property nearby their primary residence. The median distance for an investment purchase was 19 miles from their home. What type of Property was purchased for a Vacation Home? 70 percent were detached, single family residences; 18 percent were condo’s; 5 percent town or row houses; 7 percent other. Types of Property Purchased for Investment: 64 percent were detached single family homes; 22 percent condos; 8 percent town or row houses; 6 percent other. Where did Vacation Home Buyers Shop? 26 percent bought in small towns; 23 percent rural areas; 23 percent resorts; 20 percent suburbs; 8 percent cities or urban areas. Where did Investment Buyers Shop? 28 percent purchased in the suburbs; 20 percent in a city or urban area; 23 percent rural area; 8 percent in a small town; 6 percent in resort areas. So far, the year of 2009 looks like we will have an increase in Second Home Buyers - because of the great deals and the terrific financing available. Add your property to our advertised listings - as of January 1st, 2009, we have received over 114,000 hits on our website!

Free Grant Money Available to Help Home Buyers!
That's right! Grant money available to help Buyers purchase a home with downpayment and closing costs assistance! Programs designed to spur on home purchases. Limited amount of money available - so don't wait! Call Deborah Benton - 251-747-2636 for more information.

HOW LONG DOES A LOAN MODIFICATION TAKE?
Excellent article on the process of a Loan Modification.

How to Report Neglected Foreclosed Homes In Your Neighborhood

JUST ANNOUNCED - 105% FINANCING - PRIMARY OR 2ND HOME, INVESTMENT!
If you can answer yes to the questions below, you are eligible for 105% Loan to Value refinance at today's low rates. 1. Current loan is a Fannie Mae or Freddie Mac loan. 2. My first mortgage is a 105% or less than the current appraised value and I don't want any cash out. 3. I am current on my mortgage. 4. My current income can support the new payment. 5. The refinance will improve my long term stability. Contact Karen Llewellyn/Mortgage Banker - Gulf Shores Mortgage @251-228-0117.

$500,000 Homes Selling for $200,000!

AL House Senate Committee Pass HOI Bills
Alabama's Banking & Insurance Committee pass two bills to help ease the cost of coastal homeowners insurance. How will they help?

ADVERTISE YOUR PROPERTY FOR $1.00!
Search our Distressed & Storm Damaged Properties, or advertise your property for $1.00! Advertisement includes a link to your website w/certain restrictions. We are a secure website, dedicated to helping you save your home from foreclosure or short sale, provide you with the information you need to survive the recession - and if all else fails, provide a website where Investors/Buyers can find your property for a quick sale. Our goals are to provide information, help and HOPE!

ATTORNEYS FIGHTING FORECLOSURES IN FLORIDA
Today Show story on 50 Attorneys in Miami donating a day to review homeowners mortgages to stop foreclosures.

Homeowners Hurricane Insurance Crisis
If you are concerned about your Homeowners Insurance Rate HIKES - please visit this website for updates on the progress to fight back!

AIUA
One of the biggest issues homeowners in Baldwin and South Mobile Counties are currently facing is the price for wind/hail coverage. Many homeowners are receiving "Non-Renewal Notices" from their current Insurance companies. One alternative is to get a quote from AIUA - Alabama Beach Pool Insurance Information. I've provided the link.

Realtor Creates Website To Help Others
News story on website: RealEstateAgentsArePeople2, also known as HomeownersCrisis.com

NEWS STORY ON HOMEOWNERS' FINANCIAL CRISIS DAY
The Homeowners' Financial Crisis Day on Saturday, March 14th News Report.

Check Out Distressed Sales & Storm Damaged Properties
Search our currently listed distressed sales and storm damaged properties, or list properties of your own.


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